Dental insurance paperwork can feel like it was written in another language. Between the codes, the percentages, and the fine print, it’s easy to feel lost. Ruggless Dental is here to make sense of it all. From cleanings to crowns, here’s what Springfield patients should know about dental insurance coverage.
The 100-80-50 Rule
Most plans follow a simple formula, though they don’t exactly advertise it in plain terms.
Here’s the breakdown:
- 100% covered — Preventive care like cleanings, exams, and x-rays
- 80% covered — Basic treatments like fillings or simple tooth extractions
- 50% covered — Big-ticket items like crowns, dentures, and bridges
All in all, it literally pays to keep up with preventive visits. Catching little issues early saves you money and keeps your smile healthy.
Insurance in Springfield: The Local Lowdown
Here in Springfield, we see a lot of plans from Delta Dental, Blue Cross Blue Shield of Illinois, Cigna, Aetna, and UnitedHealthcare. Each has its quirks. Some have waiting periods, some cap benefits after a certain amount, and some make you stay in-network. Our front desk team is basically fluent in “insurance-speak,” and they’ll happily walk you through what’s covered before you even sit down in the chair.
What’s Not on the Menu
Most dental insurance doesn’t cover cosmetic treatments like whitening or veneers. Orthodontics is sometimes covered, but it depends on your plan and usually comes with lifetime limits. Basically, don’t expect unlimited free braces. But that’s where planning ahead with us comes in handy.
We’ll Be Your Insurance Sidekicks
At Ruggless Dental, we like to keep things simple. Here’s how we’ve got your back:
- We’ll verify your benefits before treatment.
- We’ll handle the claims so you don’t have to.
- We’ll give you clear, honest estimates.
Call Our Springfield Dental Office Today
Families in Springfield and the surrounding areas have trusted Dr. Ruggless for years to deliver compassionate, high-quality dental care without the headache. Insurance may be confusing, but you don’t have to tackle it alone. Our friendly and knowledgeable team is right here beside you, demystifying all the insurance jargon and ensuring you make the most of your benefits.
Call Ruggless Dental today for more info or to book your consultation with our Springfield dentist.